Terms of Use

These Terms of Use ("Terms") govern your use of our website and services. Please read them carefully. By accessing and using our website, you agree to comply with these Terms. If you do not agree with any of these Terms, please do not use our services.

1. Service Overview

Our website provides information and services related to Medicare insurance plans, including enrollment assistance, consulting support, healthcare resources, and more. All content provided is for informational purposes only, and the actual terms and coverage details are subject to the specific policies you sign.

2. User Responsibilities

By using our services, you agree to:

Use of Service: Use our services only for lawful purposes and not to engage in activities that could disrupt, damage, or impair the functionality of our website.

Accurate Information: Ensure that all personal information and health data provided are accurate and up to date. Any false or misleading information may result in incorrect coverage or service delays.

Account Security: You are responsible for maintaining the security of your account, including your username and password. You must notify us immediately if you suspect unauthorized use of your account.

Respect for Intellectual Property: You may not copy, modify, or distribute any content from our website without permission.

3. Privacy Protection

Your privacy is important to us. Please refer to our Privacy Policy for detailed information about how we collect, use, store, and protect your personal information.

4. Intellectual Property

All content on this website, including text, images, graphics, videos, software, and other materials, are the property of the company or its licensors and are protected by intellectual property laws. Unauthorized use or distribution of this content is prohibited.

5. Website Use Restrictions

To ensure the proper functioning of the website, you agree not to:

Attempt unauthorized access to any restricted areas or data.

Use automated tools to extract or scrape website content.

Introduce harmful software such as viruses or malware to our site.

Engage in activities that hinder the operation of the website or affect other users' experience.

Violation of these Terms may result in termination of your account or legal action.

6. Disclaimer

We provide our services on an "as is" basis, without warranties of any kind. We do not guarantee the accuracy or completeness of the information on our website. We are not liable for any losses or damages resulting from your use or inability to use our services.

7. Service Changes and Termination

We reserve the right to modify, suspend, or terminate any portion of the website or our services at any time without prior notice.

8. Third-party Links

Our website may include links to third-party websites. We are not responsible for the content or privacy practices of these websites, and we encourage you to review their terms before providing any personal information.

9. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the website or any violation of these Terms.

10. Applicable Law and Dispute Resolution

These Terms are governed by U.S. federal law and applicable state laws. Any disputes will be resolved through negotiation or, if necessary, legal action in the appropriate court.

11. Updates to Terms

We may update these Terms to comply with changes in laws, regulations, or our services. Please check back periodically to ensure you are aware of any changes. Your continued use of our services constitutes acceptance of the latest version of these Terms.